Best Credit Cards for Fuel

Joining Fee ₹589

Annual Fee ₹589

IDFC FIRST Power Plus Credit Card

IDFCRuPay

FuelGrocery ShoppingUtility Bills

• Grocery and utility spends capped at ₹2,000 per statement cycle (maximum 400 Reward Points)
• 5% savings as Reward Points on IDFC FIRST FASTag recharges done via IDFC FIRST Bank Mobile Banking App or FIRST Forward App
• FASTag recharge reward structure: 30 Reward Points per ₹150, capped at ₹1,000 per statement cycle (maximum 200 Reward Points)

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Joining Fee ₹1,769

Annual Fee ₹1,769

SBI BPCL Octane Credit Card

SBIVisa, RuPay

FuelTravel

• 25 reward points per ₹100 on Bharat Gas (capped at 500 points per billing cycle)
• 1 reward point per ₹100 on other retail spends
• 4 reward points = ₹1 redemption value

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Joining Fee ₹1,770

Annual Fee ₹1,770

Indian Oil RBL Bank XTRA Credit Card

RBL BankRuPay, Mastercard

FuelShopping

• Earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations, capped at ₹2,000 Fuel Points per month
• Earn 2 Fuel Points per ₹100 spent on all other card purchases
• Redeem Fuel Points at IndianOil outlets

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Joining Fee ₹589

Annual Fee ₹589

BOB HPCL ENERGIE Credit Card

Bank of BarodaRuPay

FuelShoppingTravel

• A fuel-focused rewards card earning up to 4% Savings 24 Reward Points per ₹150 on HPCL fuel, HP Pay App spends, plus an additional 1.5% Payback on fuel via the HP Pay App
• LPG purchases and via the HP Pay App accelerated earn capped at 1,000 Reward Points per statement
• 2% Savings (10 Reward Points per ₹150) on utility & departmental stores

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Joining Fee ₹590

Annual Fee ₹590

IndianOil RBL Bank Credit Card

RBL BankMastercard, RuPay

FuelShopping

• 10 fuel points per ₹100 spent at IndianOil fuel stations
• 1 fuel point per ₹100 spent on all other purchases like shopping and everyday spends
• 1 fuel point = ₹0.5 redemption value at IndianOil fuel stations

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Joining Fee ₹590

Annual Fee ₹590

ICICI HPCL Super Saver Credit Card

ICICI BankVisa

FuelGrocery ShoppingTravel

• Earn 20 reward points per ₹100 on daily essential spends
• Earn 2 reward points per ₹100 on retail spends
• Fuel savings of 5% at HPCL pumps and HP Pay

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Joining Fee ₹1,180

Annual Fee ₹1,180

IndianOil Axis Premium Credit Card

AxisVisa, Mastercard

FuelOnline Food OrderingTravel

• 6X EDGE Miles per ₹150 at IndianOil (IOCL) fuel outlets (up to ₹15,000/month
• 30% off on Zomato, max ₹150, twice a month, code AXISIOCL
• 2 complimentary domestic airport lounge visits per quarter (8/year)

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Joining Fee ₹590

Annual Fee ₹590

IndianOil Axis Rupay Credit Card

AxisRuPay

FuelShoppingOnline Food OrderingGrocery ShoppingTravel

• Earn 6 EDGE Miles per ₹150 on IndianOil fuel spends, capped at 600 EDGE Miles per statement month on spends up to ₹15,000
• 30% off on Zomato, up to ₹150 per order, on minimum order value of ₹200, valid 2 times per calendar month
• 2 complimentary domestic airport lounge visits per quarter

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Joining Fee ₹590

Annual Fee ₹590

HDFC Indian Oil Credit Card

HDFCVisa

Fuel

• Earn 5% of spends as Fuel Points at IndianOil outlets
• Earn up to 50 litres of free fuel annually
• Earn 5% Fuel Points on groceries and bill payments (POS & online), capped at 100 Fuel Points per month per category

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Joining Fee ₹235

Annual Fee ₹235

IDFC FIRST POWER Credit Card

IDFCRuPay

FuelShoppingGrocery ShoppingTravelUtility Bills

• 3.5% savings on fuel spends: 21 rewards points per Rs. 150 spent on HPCL fuel, up to 700 rewards in a statement cycle
• 1.5% savings through HP Pay App: 6 Happy Coins per Rs. 100 on fuel spends through HP Pay App, up to 600 Happy Coins per month
• 2.5% savings On Grocery & Utility Spends: 15 reward points per ₹150 spent, up to 400 rewards per statement cycle

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Joining Fee ₹589

Annual Fee ₹589

SBI BPCL Credit Card

SBIVisa, Mastercard

Fuel

• 4.25% value back as 13X Reward Points on BPCL petrol pump purchases in India, capped at 1,300 Reward Points per billing cycle
• 5 Reward Points on every ₹100 spent on dining, departmental stores, grocery, and movies, capped at 5,000 Reward Points per month
• 1 Reward Point on every ₹100 spent on other retail purchases

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Joining Fee ₹530

Annual Fee ₹530

Kotak IndianOil Credit Card

KotakRuPay

FuelDiningGrocery Shopping

• 4% reward points on IndianOil fuel spends (capped at 1,200 points per statement cycle)
• 2% reward points on dining & grocery spends (capped at 800 points per statement cycle)
• 0.5% reward points on all other spends including UPI transactions (no cap)

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Joining Fee ₹590

Annual Fee ₹590

Axis IOCL Credit Card

AxisVisa, RuPay

FuelShopping

• 1 EDGE REWARD per ₹100 spent (1% value back)
• 4% value back on IOCL fuel spends (capped at ₹5000/month)
• 1% value back on online shopping (5 EDGE REWARD per ₹100, max ₹5000 spends/month)

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Joining Fee ₹885

Annual Fee ₹885

Standard Chartered Super Value Titanium Credit Card

Standard Chartered BankMastercard

FuelUtility Bills

• Get 5% cashback on fuel spends at all fuel stations on transactions of ₹2,000 or below, capped at ₹100 per transaction and ₹200 per month
• 5% cashback on telephone bills on any transaction above ₹750, capped at ₹100 per transaction and ₹200 per month
• 5% cashback on electricity, water and gas bills on transactions of ₹750 or more paid through the Standard Chartered Billpay platform, capped at ₹100 per transaction and ₹100 per month

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Joining Fee ₹235

Annual Fee ₹235

ICICI HPCL Coral Credit Card

ICICI BankVisa, Mastercard

FuelUtility Bills

• Up to 3.5% total savings on HPCL fuel (2.5% cashback + 1% surcharge waiver, capped at ₹100/month)
• 25% off on movie tickets up to ₹100 (2 times/month)
• Earn 2 reward points per ₹100 on retail spends

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Joining Fee ₹885

Annual Fee ₹885

Kotak Cashback+ Credit Card

KotakVisa, RuPay

FuelOnline Food OrderingGrocery Shopping

• Up to 5% cashback on online food delivery, online grocery and online entertainment
• 3% cashback on fuel spends across fuel stations
• 0.5% unlimited cashback on every other eligible spend

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Joining Fee ₹589

Annual Fee FREE

IndusInd Jio-bp Mobility+ Credit Card

IndusInd BankRuPay

FuelDiningGrocery Shopping

• 12 Smiles per ₹100 on all Jio-bp spends petrol, diesel, Castrol lubes, wildbean café, Jio-bp Pulse EV charging and Jio-bp convenience stores
• 5 Smiles per ₹100 on dining, supermarket and grocery spends, with a cap of 1,200 Smiles in a statement cycle on Jio-bp earnings
• 400 on the first Jio-bp fuel or EV-charging transaction within 30 days of card setup; 200 in any statement cycle with ₹4,000 or more of Jio-bp spends

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Joining Fee FREE

Annual Fee FREE

Roarbank Rupay Credit Card

Unity Small Finance Bank LtdRuPay

Utility Bills

• Lifetime-free RuPay credit card linked to a Roarbank savings account
• Pay via UPI using your credit limit, earn up to 20% cashback on two self-selected categories each month, max ₹2,500/month
• flat 1% cashback on utility bills and mobile top-ups

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Joining Fee ₹590

Annual Fee ₹590

HDFC Bank Bharat Credit Card

HDFCRuPay

TravelUtility Bills

• Earn 5% monthly Cashback on IRCTC Bookings, cashback counted within ₹150 monthly cap
• Upto ₹1,000 cashback on in-app shopping across 200+ brands via PayZapp
• Earn 5% cashback on spends on PayZapp, EasyEMI & SmartBuy; 1 Reward Point = ₹1; combined cashback capped at ₹150 per month across all 5% categories

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Joining Fee ₹590

Annual Fee ₹590

HDFC Business Moneyback Credit card

HDFCVisa

FuelShoppingOnline Food OrderingDining

• Earn 5% cashback on business essential spends including telecom, utility, government and tax payments
• Save 1.6% on fuel spends, capped at ₹1,000 per statement cycle
• Earn 1% additional savings on all online purchases

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